Un-Affordable Care Act

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_subgenius
_Emeritus
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Re: Un-Affordable Care Act

Post by _subgenius »

krose wrote:Yes, comparing spending 10% of income on tithing to spending 10% on health insurance is just so different.

I'm sure Mormons would be completely sympathetic to the notion that tithing is unaffordable for low income members.

considering how many checks i have seen the Bishop write for low income members and how many food orders i have seen filled for low income members....i would say you are right
Nevertheless, you are tired of talking about apples and would like to move on to oranges.
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_krose
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Re: Un-Affordable Care Act

Post by _krose »

No, your claim is that something which may cost up to 9.5% of a person's income is "unaffordable." A 10% tithing is a natural comparison.

But it's an interesting phenomenon to witness conservatives crying about poor people not being able to afford things, especially when the expectation of this system is that they will step up and take personal responsibility (a favorite conservative phrase) for their own health insurance premiums.

In your example, we're talking about a single person with no dependents, who might have to pay a maximum of $76 per 2-week pay period. Cutting back on nonessentials such as wireless service, cable TV or Internet service is sometimes necessary, but people generally manage to afford things they really want or need. It's called living within one's means, and more people really need to look into it.
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_krose
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Re: Un-Affordable Care Act

Post by _krose »

subgenius wrote:My EQ secretary has a GED and a job at a local pizza hut. He was informed that due to the ACA, hours are being cut and he would no longer receive the previously employer provided insurance...

So you're saying that with this guy's job making or delivering pizza, both he and his wife were covered by the company? That's surprising. It's much better than my previous high-tech industry job, where I had to pay extra to cover dependents.

I also find it surprising that a Pizza Hut franchisee would have over 50 full-time employees.
"The DNA of fictional populations appears to be the most susceptible to extinction." - Simon Southerton
_Kevin Graham
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Re: Un-Affordable Care Act

Post by _Kevin Graham »

Remember, Not one single Republican in the House or in the Senate voted for this. President Obama and the Democrats totally own this


Which furthers the claim that Republicans are heartless and idiotic. What are you folks going to do ten years from now when studies show that Obamacare will have been responsible for saving the lives of millions of Americans?
_Brackite
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Re: Un-Affordable Care Act

Post by _Brackite »

Kevin Graham wrote:
Remember, Not one single Republican in the House or in the Senate voted for this. President Obama and the Democrats totally own this


Which furthers the claim that Republicans are heartless and idiotic. What are you folks going to do ten years from now when studies show that Obamacare will have been responsible for saving the lives of millions of Americans?


What about the 32 Democrats in the House who didn't vote for Obamacare??

http://clerk.house.gov/evs/2010/roll165.xml

http://clerk.house.gov/evs/2010/roll167.xml
"And I've said it before, you want to know what Joseph Smith looked like in Nauvoo, just look at Trump." - Fence Sitter
_Kevin Graham
_Emeritus
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Re: Un-Affordable Care Act

Post by _Kevin Graham »

My EQ secretary has a GED and a job at a local pizza hut. He was informed that due to the ACA, hours are being cut and he would no longer receive the previously employer provided insurance, but would be able to pay for the new plan which runs him about 9%

It is a troubling position as his wife is 7 months pregnant.


And of course, you believe this horse crap? Even if true, the coverage he will receive under the new plan is likely to be far more beneficial than what he's getting now. My best friend works at Lockheed, and makes nearly $100k. His wife had a baby two weeks ago, just after my wife had hers. My wife had a C-section done, was in the hospital four days, and in the end the bill was just over $21,000. Guess how much of that I had to pay. Zero. No deductible. Nada. Now my buddy wasn't so fortunate. His wife had a natural birth and was in the hospital just two days. Yet, after co-pays and deductibles, he is responsible for paying more than $2,500 for his wife's pregnancy. My point? Not all employer based insurance is created equal. Now if a guy working in IT for a multi-billion dollar corporation like Lockheed is getting the short end of the stick in health benefits, then just what kind of benefits do you think a guy is getting at Pizza Hut?


Now, I happen to have experience with this. I managed a Pizza Hut twenty years ago, and I still know some folks in the business. The insurance packages offered to those in management positions are hardly any better than those offered to their delivery drivers and kitchen staff. The real difference is that coverage goes from 50% to 80% with a slightly smaller deductible, which was still pretty outrageous.

The logic of that article is faulty because it assumes companies, particularly those complaining about having to pay for insurance, will actually choose to buy more expensive packages, so that their employees won't be willing to sign up for them. That's a huge gamble which makes no sense.

medicaid is only for those making $16k or less.


But that's only if they are single. If they have a kid or married, they're eligible for medicaid if they make just under $21,000, which is more than what most Pizza Hut employees make, even some assistant managers. If they're married and have a kid, they're eligible if they make $26,000. If they're married with two kids, suddenly they're eligible up to $31,000, which is about what a store manager makes. Chances are, your friend qualifies.

So who are these single people working at Pizza Hut? Teens trying to pay for school? If they're under the age of 26, thanks to Obamacare they're eligible for coverage under their parent's insurance. I don't know too many single, non-parents working at Pizza hut over the age of 26. Do you?

Ultimately, you have to fudge the numbers and be highly selective in order to conjure up some rare instance to support your blanket claim that Obamacare is going to cost people more in general. That's absolute nonsense. You're doing the same thing that idiot did two weeks ago when he said premiums were going to be 164% higher in California!
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