You see, the plan of salvation is seriously flawed.
If you sign up to it from an early age it costs you a shed load of cash,
The alternative Great and Spacious Building plan costs far, far more, and then renigs on all its promises in the end. Unlike the plan of salvation, its a scam that bilks you out of, not only real happiness in this life, but all you potential for happiness in the next.
serious mental and social difficulties,
Yes, this is true (under various conditions and during various seasons of life). For one, Babylon (the surrounding secular culture and its values/beliefs) are in irreconcilable conflict with Zion and Zion principles. This sets up, as it always has, hostility between the two and a struggle of and for influence over the mind and heart of each individual. The worst of that struggle, however, occurs when we cannot decide between the two and feel ourselves torn and wrenched between the church of Christ and the great and spacious building. That, however, is as much self inflicted as a natural aspect of the very presence of the gospel in the world.
impinges on your social life and leisure time,
1. "The natural man is an enemy to God..."
2. I see no reason why or how living the gospel impinges on either.
3. Life is not a party, but a very serious business in which leisure is only one aspect. A disciple is one who is under a
discipline - a coarse of life in which some things must be acquired and some things dropped.
gives you a full time job on top of your full time job,
Yes, discipleship requires sacrifice and "losing yourself" in the service of others. Consider the gospel guilty here.
gives you a plethora of opportunities to screw up and not make it back to heaven
Precisely what I have always perceived was the fundamental basis of the popular support of Lucifer's alternate plan in the preexistence, and the core of the main manifestation of the remnant of that plan and "war in Heaven" on earth, socialism (in its various forms).
The plan of salvation is deeply flawed because it introduces risk, free will, and the possibility of alternative outcomes to human existence. The solution? Give up salvation for security.
and means that you have to leave your God given gifts of thought, reasoning, common sense and logic at the door.
The only people who actually believe this to be true are, I've long found, are those who never understood or had acquired these attributes in the first place, or who worship them as ultimate aspects of their own worship of humankind - humanism.
On the other hand, avoid Mormonism your whole life and sign up after you're dead.
You can't do that, if you're aware that is what you're doing.
How on earth can the Plan of Salvation be viable when the easiest way to gain exaltation in the Celestial Kingdom is to only sign up for it after you are dead?
You clearly have no substantive understanding of LDS doctrine at all, but its never too late to begin the process of education.