The CRA argument has been reduced to dust and you hardly find anyone from the Right making that argument anymore because of it. Unless we're just talking about idiots like Hannity and Beck who have no credibility left to risk.
Actually, there is a strong argument to be made for it, as Thomas Sowell has done in his book The Housing Boom and Bust. Libertarians disagree to some extent on its relevance (see Thomas Woods' Meltdown, for a deemphasis, or some of Thomas DiLorenzo's stuff and the Von Mises Institute for a greater emphasis (I linked to one of his essays in one of these threads). Sowell emphasizes it much more, and I will take any of these people more seriously than Graham's initial sources, just several cherry picked people, one of which was a federal reserve officer, and another an employee of a federal reserve bank, institutions right in the middle and up to their little butts in the meltdown (and perhaps covering them)).
Follow that with Graham's mendacious use of a mendacious "Gotcha!" type smear by Media Matters against a Heritage study that a little homework quickly exposed and dispelled and Graham's credibility disappeared along with his tenuous grasp of the issues involved.
I produce conservative experts who concede this point and all Dafty can do is say he doesn't recognize their names in the "conservative intellectual movement."
It was a tiny cherry picked few against a background of strong consensus among conservative intellectuals to the contrary.
What an idiot. This just goes to prove Dafty is never interested in truth and he is never interested in admitting to being wrong about anything. His mind is old and small, but at least its made up.
You're in good company with another charlatan of your caliber here Graham. Scratch is just the one to egg you on.