Melchett wrote:If I had a choice here, I would be more than happy to pay into a system where everyone can have an opportunity to get the treatment they need, without having to worry that they might have to sell everything they have worked hard for, or even what they don't have. Having a government managed system where the pharmaceutical and medical care providers are regulated, and the profiting on the backs of sickness is limited.
On the face of it, our private healthcare system exists to make money. That is not in dispute. It's how the money is made that causes the problems. Theoretically, the healthcare industry should be all about preventive care and encouraging healthier lifestyles so that people are less likely to develop chronic, expensive conditions that drain funds from the company. In short, it's in their best interest to have healthier customers, which saves the company a lot in payouts. Some insurance companies do that, but more often, they save the payouts by simply denying coverage.
The other half of the equation is that there are millions of people who are not insured. When they get sick and can't pay for it, hospitals are legally required to stabilize them and treat emergency conditions. Who do you think pays for the uninsured? That's right: all of us. The government reimburses the hospitals for some of the expense, but mostly they account for these expenses in their billing structure, so the insured pay higher premiums, and all of us pay higher taxes to cover these expenses.