Hurricane Milton

[ajax18]

Yikes. I'm sorry to hear that, Ajax. I'm assuming that it's wind damage, so your HO policy should cover it. Be safe.

I don't know if HO will cover his tree removal. The reason I say that is because we had a somewhat similar situation when our area experienced a wildfire. Home owners whose trees were burned and downed had to pay for their own tree removal. We're talking literal hundreds of 80-100 yo pines on one swath of land. Some paid for that service out of pocket and others are still going at it more than a decade later themselves. Removing even one tree is labor intensive. A whole property? Forget it.

After that fire State Farm came out to assess our property and home. They demanded that we cut down 12 trees and they didn't cover the cost of that. At that time it cost just $200 per tree. Something about landscaping that didn't inclued the trees. They did however cover the cost of replacement for 3 pots of burned roses. Thanks for being like a good neighbor there SF! (insert a tongue sticking out emoji here)

Oh and a multitude of HO insurance companies have dropped homeowners in this area entirely. Not SF...they're still hanging on out here.

So...I don't know that wherever Ajax is if his HO will cover it at all. FEMA will likely replace his roof and mitigate water damage to the house itself (let's say--I'm guessing) and I'm only going on FEMA's response to Hurricane Sandy with that assumption. Clean up and recovery from flood damage is a disgusting mess to deal with.

When I was a kid there was no such thing as hurricane/flood insurance and we lived in a flood zone. I don't think FEMA even existed back then. I do hope Ajax and fam can get some help digging out of the damage that they've already experienced.

The brethren removed my tree and tarped the holes in the roof. I love my ward. My deductible is $10k. We'll see how the next storm goes. It's just money which can be replaced.

[Kishkumen]

Ugh. I just finished getting the tree debris out of my yard from the last storm. The county picked it up yesterday (thank goodness). One piece was a big as a small tree itself, and it took out a small tree on its way to the ground. Bought a chainsaw to cut it up. We picked up our daughter from her uni to bring her home. I have my fingers crossed that our house is not hit by a tree. We were lucky last time. We, too, have large trees all around our house.

[Doctor CamNC4Me]

I don't know if HO will cover his tree removal. The reason I say that is because we had a somewhat similar situation when our area experienced a wildfire. Home owners whose trees were burned and downed had to pay for their own tree removal. We're talking literal hundreds of 80-100 yo pines on one swath of land. Some paid for that service out of pocket and others are still going at it more than a decade later themselves. Removing even one tree is labor intensive. A whole property? Forget it.

After that fire State Farm came out to assess our property and home. They demanded that we cut down 12 trees and they didn't cover the cost of that. At that time it cost just $200 per tree. Something about landscaping that didn't inclued the trees. They did however cover the cost of replacement for 3 pots of burned roses. Thanks for being like a good neighbor there SF! (insert a tongue sticking out emoji here)

Oh and a multitude of HO insurance companies have dropped homeowners in this area entirely. Not SF...they're still hanging on out here.

So...I don't know that wherever Ajax is if his HO will cover it at all. FEMA will likely replace his roof and mitigate water damage to the house itself (let's say--I'm guessing) and I'm only going on FEMA's response to Hurricane Sandy with that assumption. Clean up and recovery from flood damage is a disgusting mess to deal with.

When I was a kid there was no such thing as hurricane/flood insurance and we lived in a flood zone. I don't think FEMA even existed back then. I do hope Ajax and fam can get some help digging out of the damage that they've already experienced.

The brethren removed my tree and tarped the holes in the roof. I love my ward. My deductible is $10k. We'll see how the next storm goes. It's just money which can be replaced.

Do you believe the Democrats can control the weather?

[Vēritās]

According to Marjorie Taylor-Greene, Democrats control the weather and intentionally programmed these hurricanes to hit areas where Trump supporters live.

[canpakes]

According to Marjorie Taylor-Greene, Democrats control the weather and intentionally programmed these hurricanes to hit areas where Trump supporters live.

Why wouldn’t they just program a precision strike of bowling-ball-sized hail on any one of his rallies?

[Bond]

According to Marjorie Taylor-Greene, Democrats control the weather and intentionally programmed these hurricanes to hit areas where Trump supporters live.

If Democrats were that malicious they would program hurricanes to hit Mar A Lago until it was smashed to splinters.

[Doctor CamNC4Me]

According to Marjorie Taylor-Greene, Democrats control the weather and intentionally programmed these hurricanes to hit areas where Trump supporters live.

If Democrats were that malicious they would program hurricanes to hit Mar A Lago until it was smashed to splinters.

Fr, if these malicious liars actually believed what they were saying they’d be kissing the Democrats’ asses lest their homes and states were laid to waste.

[IWMP]

Sending love and well wishes to everyone affected by the storms. Fingers crossed for positive news.

[Res Ipsa]

I don't know if HO will cover his tree removal. The reason I say that is because we had a somewhat similar situation when our area experienced a wildfire. Home owners whose trees were burned and downed had to pay for their own tree removal. We're talking literal hundreds of 80-100 yo pines on one swath of land. Some paid for that service out of pocket and others are still going at it more than a decade later themselves. Removing even one tree is labor intensive. A whole property? Forget it.

After that fire State Farm came out to assess our property and home. They demanded that we cut down 12 trees and they didn't cover the cost of that. At that time it cost just $200 per tree. Something about landscaping that didn't inclued the trees. They did however cover the cost of replacement for 3 pots of burned roses. Thanks for being like a good neighbor there SF! (insert a tongue sticking out emoji here)

Oh and a multitude of HO insurance companies have dropped homeowners in this area entirely. Not SF...they're still hanging on out here.

So...I don't know that wherever Ajax is if his HO will cover it at all. FEMA will likely replace his roof and mitigate water damage to the house itself (let's say--I'm guessing) and I'm only going on FEMA's response to Hurricane Sandy with that assumption. Clean up and recovery from flood damage is a disgusting mess to deal with.

When I was a kid there was no such thing as hurricane/flood insurance and we lived in a flood zone. I don't think FEMA even existed back then. I do hope Ajax and fam can get some help digging out of the damage that they've already experienced.

The brethren removed my tree and tarped the holes in the roof. I love my ward. My deductible is $10k. We'll see how the next storm goes. It's just money which can be replaced.

Yeah —deductibles. Good for your brethren. Money can be replaced; you can’t. Stay safe.

[Res Ipsa]

Ugh. I just finished getting the tree debris out of my yard from the last storm. The county picked it up yesterday (thank goodness). One piece was a big as a small tree itself, and it took out a small tree on its way to the ground. Bought a chainsaw to cut it up. We picked up our daughter from her uni to bring her home. I have my fingers crossed that our house is not hit by a tree. We were lucky last time. We, too, have large trees all around our house.

Stay safe Reverend. I’ll be thinking of you.